In a bold step toward reshaping India’s digital finance ecosystem, Flipkart-owned super.money has partnered with Kotak811 to launch an integrated 3-in-1 Super Account, combining savings, UPI, and a secured credit card. The collaboration aims to empower millions of first-time credit users, bridging the gap between digital payments and accessible financial growth.
Prakash Sikaria, Chief Executive of super.money, revealed that the partnership plans to issue 2 million secured credit cards within the first year, with nearly 60% going to new borrowers. Over two years, the companies expect to cross 5 million cards issued, underscoring India’s accelerating appetite for digital-first credit solutions.
With 10 million active users already on its platform, super.money anticipates that the Kotak811 alliance will contribute nearly 10% of its revenue by next year, propelling it closer to profitability by 2026. By merging UPI convenience with credit inclusion, the partnership not only expands financial access but also redefines how Indians engage with money — transforming everyday transactions into a gateway for financial empowerment.
