Pibit.AI’s latest funding round marks far more than a capital infusion it signals a turning point in how insurance carriers modernize underwriting. With its flagship platform CURE™ delivering 85% faster underwriting, a 32% jump in GWP per underwriter, and up to 700 bps improvement in loss ratios, the company is proving that AI in insurance is no longer experimental it’s operational, measurable, and revenue-driving.
Where most legacy insurance tech focuses on workflow digitization, Pibit.AI is doing something far harder: rebuilding underwriting logic with explainable AI at the core.
CURE™ Is Solving the Insurance Industry’s Biggest Pain Point
For decades, underwriting has struggled with:
- inconsistent data inputs,
- slow manual reviews,
- systems that don’t scale with submission volume,
- and tools that underwriters often distrust.
CURE™ addresses all four simultaneously not by “automating underwriters away,” but by upgrading their judgment with structured insights, clean data pipelines, and transparent decision frameworks.
This aligns directly with Founder & CEO Akash Agarwal’s philosophy:
“AI should empower underwriters, not replace them We’re building something transparent, explainable, and decision-ready.”
In a sector where trust and auditability are non-negotiable, this positioning gives Pibit.AI a strategic edge.
The Efficiency Story Is Actually a Revenue Story
While the headline metrics highlight speed and accuracy gains, the deeper story is financial performance.
- 32% higher GWP per underwriter changes the economics of underwriting teams.
- 700 bps better loss ratios compound into stronger profitability for carriers.
- Faster quote generation widens win-rates during competitive submissions.
Carriers aren’t adopting Pibit.AI for innovation theatre they’re adopting it because it directly affects top-line and bottom-line performance.
Why Stellaris Backed Pibit.AI
Stellaris Venture Partners’ Alok Goyal summed up the market reality clearly:
“Underwriting has long been constrained by manual reviews and tools that haven’t kept pace CURE™ automates and unifies these workflows to drive higher revenue.”
This reflects a broader trend: VCs no longer want insurtech that digitizes forms — they want insurtech that improves actuarial outcomes.
Pibit.AI fits that thesis perfectly.
Why This Matters for the Insurance Industry
The platform’s adoption by leading US carriers signals a mindset shift:
- AI-first underwriting is becoming mainstream.
- Explainability is now a prerequisite, not an add-on.
- Productivity gains are tied directly to GWP expansion, not headcount reduction.
Pibit.AI is building a new operating standard one where underwriters move faster because they can trust the AI, not despite it.
The Road Ahead
With fresh capital, expect Pibit.AI to:
- scale CURE™ across more US carriers,
- deepen vertical-specific underwriting models,
- expand into specialty lines where risk evaluation is complex,
- and invest heavily in explainability and regulatory-ready AI frameworks.
If this trajectory holds, Pibit.AI could become the defining AI infrastructure layer for modern underwriting the kind of company that reshapes the industry’s core decision-making engine.
